Religare Health Insurance Review for Individual Health Plans

Religare Health Insurance offers a mixed features that make it an obvious choice for you and your family. These customized features are specially designed for individual customers while keeping their key requirements in view. Following is the Religare Health Insurance Review.

This Religare Health Insurance plan offers complete coverage to you and your family with assured quick claim settlement and hassle-free life throughout your life. Following are the key features:

  • A wide network of over 4,758 hospitals with cashless facility
  • Auto-renewal health insurance policy when exhausted
  • Free annual health check-ups for the family
  • Global healthcare treatment
  • Online policy payment & no paperwork

Additional Benefits

  • Pre-hospitalization expenses for up to 30 days and post-hospitalization expenses for up to 60 days.
  • No cap of vital expenses, viz. doctor consultation fee and more.
  • No ‘co-payment’ plan up to 60 years of age while for above 60 years of age, an option to choose Rs. 3-4 lakh plan.
  •  No claim-based loading at the time of renewal.
  • Up to 100% NCB (no claim bonus).
  • 15 days of policy trial and instance cancelation.
  • Tax benefits u/s 80D and 3-years policy with 10% discount and 2-year policy with 7.5% discount.

Eligibility

  • Minimum age of entry: 90 days.
  • Maximum age of entry: no bar.
  • Policy Renewal: Throughout life.
  • Premium on renewal: Subject to change with IRDA approval.
  • Waiting Period: up to 30 days in case of any illness and not an injury.
  • Renewal Relaxation Period: 30 days post policy expiry.
  • Update Sum insured: Sum Insured is subject to change upon policy renewal.

Religare health insurance review helps an individual to beat the high risk of being affected by various health insurance plans that do not suit them. People who are not covered by a good health insurance policy pay hefty amounts of medical bills from their own pockets in case of hospitalization arising out of an injury or illness

AReligare Health Insurance Policy can prove to be a blessing. Religare Health Insurance ensures protection from unforeseen medical contingencies as well as the financial urgencies arising out of an illness or injury. Health insurance covers the cost of private medical treatment for illness and injury that is curable. Religare Health Insurance is a necessary measure considering the skyrocketing medical expenses and the uncertain environment nowadays. Thus, insuring yourself by a health insurance policy is mandatory and should be a certain element of your financial plan.

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